Posts Tagged ‘Them’

Advice For You Regarding Credit Card Offers and How to Read Them

The credit card has long replaced bills and coins as top instrument of payment, mainly because it is easy to use, widely accepted, and relatively safe to carry along. People no longer need to bring attaché cases full of $100 dollar bills if they want to buy an expensive jewelry or piece of high-tech equipment. They just flash their card to pay for something. When traveling, you are assured that whatever happens, you have a credit card to rely on. Without the plastic, you will have to bring cash, which almost always attracts robbers and pickpockets.

Because of the popularity of credit cards, many banks and financial institutions are competing with each other to get more and more people to use the cards that they are offering. Fortunately for us consumers, we get to choose which company gives the best credit card service that will fit our needs. Since there are many credit card offers in the market, you will surely find one that is appropriate to your budget and lifestyle.

Here are some of the hot credit card offers you might want to consider:

Cash Rebate

In order to attract customers, many credit card providers, particularly banks, offer cash rebates. For example, you get one dollar for every 100 dollars you charge to your credit card. The rebates can either be deducted from your total bill or can be added to your available credit limit.

Points System for Frequent Flyers

Many credit card companies form an alliance or partnership with airline companies to provide their customers additional points that customers could use to exchange for vacation getaways or airplane tickets from the said airline groups. If the customer buys a plane ticket from their credit card provider’s affiliate airline, they will not only get more points, but will also get huge discounts. Some airlines also provide travel insurance if you use their credit card to purchase airline tickets.

Gender Focus

There are many banks around the world that provide a special credit card for women. The special privileges, discounts and perks that are packaged with such cards are particularly designed for women. For example, they provide one free obstetrician or gynecological consultation per year. Sometimes, they offer gift certificates from shoe stores, salons, gyms, clothes and jewelry shops.

Zero Percent Interest

Another offer that is popular to customers is the 0% interest scheme. Usually, the zero interest is only limited to a specific period, such as one month, three months, or six months. In this type of offer, your credit card company will not charge any interest on the things that you acquired for a certain period. This is a good offer, but you must be sure to ask how much interest will be charged to you after the promo period.

Extension or Supplementary Cards

Although almost all credit card providers offer at least two supplementary cards for one principal card, only few offer free extension card membership. Thus, if you would like to give your son, wife or daughter an extension card, you might want to look for the company that offers free membership for such cards.

Perks and Discounts From Affiliates

You can get huge discounts, special treatment, rebates or freebies from partner establishments of some credit card companies. Thus, if you have a favorite restaurant or a preferred shop, you might want to choose a credit card company that has partnership program with your much loved stores and shops.

Since there are many credit card companies that are more than willing to provide you with their credit card service, it is only but wise to choose the card that offers you the things that you need and gives you the best service and savings.

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Girl With AIDS Looks To INFECT Men To Get Back At Them!!! (recap)


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Discount Digital Hearing Aids – Where To Get Them?

If you are looking around to buy a digital hearing aid, you will want to find a quality aid at the most affordable price. You may have to look a while but you can come across some good discount digital hearing aids.

Your ENT doctor will give you some recommendations on what to buy but not where to get a discount digital hearing aid. Your audiologist isn’t likely to know where the best deals are either. The best place to look for hearing aids at an excellent, cheaper cost is by surfing the internet.

Take note that the internet have some sellers who offer discount digital hearing aids which come with an FDA waiver. This comes with the agreement that even if they have sold you the hearing aid, it is down to you to make sure that you have seen a doctor who has ruled out any medical reason which may have caused your particular hearing loss. The seller’s waiver is merely to say that you will not hold them responsible for your hearing aid , as it is up to you.

When you have signed the waiver, they can let you to buy a discount digital hearing aid, which do not meet the approval of your doctor. An audiologist will still be needed to give you a hearing test, or audiogram, so that the boundaries of your hearing loss can be defined and any other work to prepare you before you order a hearing aid. Some audiologists work in a clinic without an ENT doctor, so you do not always see a doctor.

There are many hearing aids that come into the very inexpensive category. There is a company that can give you a Build Your Own Digital Hearing Aid at a cost of only $499.50, which is the price of the Ihear digital hearing aid. One seller in digital discount hearing aids is Lloyd’s, which have the Rexton Targa2 digital BTE hearing device on offer for only $675. (These are the prices per ear). If someone is not able to buy an expensive pair of hearing aids, these are an ideal starting point even though they are not quite as fancy as the more expensive ones.

You can get discount digital hearing aids which are priced at under $1000 justly so. They come with notable statistics. The Rexton Calibra gives you 4 frequency channels with 3 memories which allow for different settings for various environments. It has a feature which can manage feedback very well. This is an excellent brand of hearing aid as it has sophistication to some level for those people who are not able to afford the ones of a higher brand.

There are some advanced hearing aids which can come with a discounted price at times. The Siemens Acuris CIC comes with programmable e2e technology, with excellent feedback handling, three memory settings for sorting noise and sound then emphasises sound, and with 16 channels. Siemens price these at $1999, but they are available at $1650 if you look elsewhere.

There are companies which sell many brand name hearing aids at a much reduced value. A discount on hearing aids at 60 percent off the usual price is the claim of Genesis hearing aid labs. You can find another company which promise to give you 50 percent off the price of your hearing aids if you do your own adjustments yourself.

You can find many deals which offer discount on digital hearing aids. Once you have seen a hearing specialist ask them to work out the which aid would suit you the best and which ones they have experience of adjusting. Before you decide to purchase a digital discount hearing aid you need to know what you’re looking for.

Abhishek has got some great Hearing Loss Secrets up his sleeves! Download his FREE 113 Pages Ebook, “Hearing Aids Inside Out” from his website http://www.Health-Whiz.com/575/index.htm . Only limited Free Copies available.

Top 10 Best Hospitals and What Makes Them Great

A recent survey by U.S. News and World Report ranks the top hospitals in the United States. The 2009 rankings are based on several factors, including the hospital’s mortality index: How good are they at keeping their patients alive? Obviously, patients are very interested in that statistic; but health insurers also want to know when they are determining which hospitals to include in their network. Hospitals included in major health insurance companies’ plans will see more customers and revenue than those out-of-network. A positive reputation among doctors is greatly coveted and also plays a large role in a hospital’s rank, since medical professionals are presumably more knowledgeable and better able to judge their quality. Other elements of a high-quality hospital are the availability of advanced medical technology, its experience in certain specialties, the quality and ratio of nursing staff, and other patient services. Finally, top hospitals take great care to keep their patients as safe as possible. After all, nobody–especially an insurer–wants to pay to fix another hospital’s mistakes.

So which hospitals are the best in America, and why? For one thing, they are renowned for their practices in at least six specialties, making them national destinations for quality health care. They are also renowned for their success in dealing with a large volume of complex medical conditions. Many top hospitals are centered in the Northeast, maybe because the region has long been a hub of educatio n and industry innovation. However, there are also highly ranked hospitals in the Midwest, South, and along the West Coast. If health insurance companies are willing to pay for an expensive treatment, they would prefer to reduce the risk by going to one of these well-renowned facilities.


Johns Hopkins Hospital in Baltimore, Maryland has been #1 on this list for nearly two decades, and with good reason. U.S. News gave their ear, nose and throat and urology departments perfect scores of 100.00, and the neurology and neurosurgery department received a nearly flawless 98.4%. In addition, its cancer unit is third-best in the country.
The Mayo Clinic in Rochester, Minnesota is known worldwide and has become a reliable brand in the field of health knowledge. Its most successful programs are those in Diabetes and endocrine disorders, digestive disorders, neurology and neurosurgery, and orthopedics; all of which ranked #1 on the U.S. News list. Mayo Clinic was also #1 hospital on their inaugural Best Hospitals list in 1990.
California makes its highest entry on the Best Hospitals list with Los Angeles’ Ronald Reagan UCLA Medical Center. The city’s sunny climate probably attracts a large population of retirees, and the #1 geriatric care unit in the nation is well-equipped to treat them. Other top 5 specialties include psychiatry, rheumatology, ophthamology (through its Jules Stein Eye Institute), and digestive disorders.
Cleveland Clinic, based in Ohio but with outposts across the U.S., has the top heart and heart surgery department in the country. That’s especially impressive because heart surgery is one of the most complicated and dangerous procedures in medicine. It’s also well-respected for its work in urology, digestive disorders, and rheumatology.
Boston‘s Massachusetts General Hospital is #1 in psychiatry and #2 in diabetes and endocrine disorders. The former rank is based on the hospital’s reputation of treating mental health disorders, since only a small fraction of patients die as a direct result of psychiatric treatment. However, mental health can interact with and interfere with the treatment of physical health issues, and effective treatment has a great impact on patients’ quality of life.
New York-Presbyterian University Hospital of Columbia and Cornell in New York City tied with Massachusetts General in its reputation for treating psychiatry patients. The majority of Presbyterian’s specialties are solidly ranked in the top 10 of American hospitals by U.S. News.
The University of California San Francisco Medical Center is highlighted for its success in gynecology (#5 rank), as well as in diabetes and endocrine disorders and neurology and neurosurgery.
Located in Philadelphia, the Hospital of the University of Pennsylvania is top ten in treating respiratory disorders; ear, nose, and throat; and heart surgery.
In St. Louis, Missouri, Barnes-Jewish Hospital/Washington University is renowned for its treatment of kidney disorders.
Another Boston hospital, Brigham and Women’s Hospital, also received high marks. Living up to its name (and implied focus on female health), it’s the #1 ranked hospital for gynecology.

Bonus: Duke University Medical Center in Durham, North Carolina tied for tenth place on the U.S. News Best Hospitals list. It’s in the top 10 hospitals for several specialties, including cancer and geriatric care. Its home is part of the state’s famous Research Triangle, known for scientific research. Look for it to move up the rankings in future years.

The possibility of healthcare reform may play a role in future years’ versions of this list. Some facilities might struggle with efficiency if an expansion of the insured results in more hospital visitors. If a government-run public option passes, reimbursements to hospitals will likely decrease from what they currently receive from HMOs and PPOs. (Some physicians and hospitals have spoken out against Medicare–which has been proposed as the basis for a public insurance market–because they claim its reimbursement rates are too low and would not allow them to stay in business.) The results might include cuts in research and development budgets, as well as the acquisition of the newest, most state-of-the-art technologies. Others may be better able to deal with the changing market.

Don’t worry if none of these hospitals are in your area. Despite occasional news reports of hospital billing errors, battles with health insurance, and tragic medical mistakes, hospitals in America are highly regulated, and most have clean facilities and caring, competent staff.

Yamileth Medina is an up-and-coming expert on the health insurance industry. She strives to provide balanced facts about health care reform and other issues in an easily understood manner. Yamileth lives in Miami, Florida.

If Your Child Has Flu Symptoms Should You Get Them Tested For H1n1?

I’m just curious what you are supposed to do if you suspect the flu, do you just treat it like a regular flu and get fluids and rest and so forth or do you go to the doctor to confirm if it is H1N1?
I ask because my 12 yr old is sick and I am worried it could be H1N1. He had a headache last night and this morning started with a fever over 102 (not sure if it would go higher because he’s taking Motrin which only brings it down into the high 99′s), bad headache and a cough out of no where. He doesn’t have any runny or stuffy nose though, just the cough headache, fatigue and fever. He said his throat hurts but only when he coughs.
If he continues with fever should I take him in Monday and get him tested for H1N1 or just keep him home from school and treat his symptoms?

Should Colleges Threaten To Exepel Students Who Fail To Inform Them That They Have H1n1 Symptoms?

if they are sick and they still come to class and then it later found out that they had swine flu, shouldn’t they have some kind of consequence? Do you think if colleges made it a rule that if you fail to report your symptoms and stay home instead of attending class, you could risk being expelled from the college? I think it’s a good idea. Do you?

Some Scientific Facts In 700 Ce Did You Hear About Them?

Asad Khan” <asad_rind@yahoo.co.in
Ours is an era of space probes, computer chips, laser surgeries and cloning. If we were to label any book as a revelation from God, we couldn't help but to scrutinize this Scripture using modern scientific knowledge. It could not be that a revelation, proclaiming itself from God, could constitute aspects contradicting established scientific facts. How could we assume otherwise, when God is the one who created the universe and the laws operating within it.
The Quran was revealed 1400 years ago to the last Prophet of God, Prophet Muhammad (peace be upon him) as a guidance for all humanity. The entire Quran has been committed to memory by millions of Muslims around the world and has been preserved by God from any interpolations, for continuing guidance. Although the Quran is a religious book with a total of about 6600 plus verses dealing with many aspects of a person's life, about 1000 of those verses are of scientific nature, none contradicting established scientific facts. Dr. T.V.N. Persaud [1], professor of Anatomy, says: "You have an illiterate person (Prophet Muhammad) making profound statements that are amazingly accurate, of a scientific nature…I personally can't see how this could be mere chance, there are too many accuracies and like Dr. Moore, I have no difficulty in my mind reconciling that this is a divine inspiration or revelation which lead him to these statements".
Besides providing guidelines in personal, social, moral and spiritual spheres of humanity, the Quran touches upon diverse scientific topics like astronomy, geology, embryology, genetics, biology, archeology etc. Some of these are mentioned below to prove the Quran's Divine origin.
The Big Bang !
Currently, the Big Bang model of the origin of the universe is the cosmological paradigm most widely accepted by astronomers. It holds that about 15 billion years ago the universe began with the explosive expansion of a single, extremely dense matter, the primordial mass. Only after the development of radio telescopes in 1937 that, the necessary observational precision was achieved in order for astronomers to arrive at the above conclusion. What does the Quran say about our universe's origin?
"Do not the unbelievers see that the Heavens and the earth were joined together, then We split them apart." (21:30)
Expanding Universe
In 1925, Edwin Hubble (after whom the Hubble Space telescope is named) provided the observational evidence for the expansion of the universe. Stephen Hawking (author of 'A Brief History of Time') states: "The universe is not static, as had previously been thought, it is expanding". So what did God reveal in the Quran, 1400 years ago?
"And the firmament, We constructed with power and skill and verily We are expanding it" (51:47) ("We" is the Arabic plural of respect, not the Christian plural of 'trinity")
The Existence of Sun's Orbit
Ancient people use to believe that the Sun revolves around the earth. Later, Nicholas Copernicus in 1512, laid his Heliocentric Theory of Planetary motion, which placed the sun motionless in the center of the solar system with all the planets revolving around it. Modern science tells us now that the sun too is not still, but is in motion.
The sun traveling at roughly 150 miles per second takes about 200 million years to complete one revolution around the center of our Milky Way Galaxy and 25 days to make one complete rotation around its own axis. See how beautifully and accurately God revealed this phenomenon in the Quran:
"It is He who created the night and the day, and the sun and the moon, all (the celestial bodies) swim along, each in its orbit with its own motion." (21:33)
Conquest of Space by Human
Human exploration and the conquest of space began with the launching of the Russian Satellite, Sputnik I on Oct. 4, 1957. Then followed the launching of humans into space, which eventually led to a manned space flight to the Moon on July 20th, 1967. Thus the dream of humanity since the dawn of civilization to go beyond the earth to the heavens was realized.
The Quran, 1400 years ago, clearly predicted human's advancement and the possibility of space flight.
"O assembly of Jinns and humans, if you can penetrate the regions of the heavens and the earth, then penetrate them! You will not penetrate them save with a power (of God)." (55:33)
The Protective Atmosphere
Earth is constantly bombarded by meteoroids that disintegrate upon the atmosphere and by lethal rays emitted by the sun. This UV radiation is absorbed by the Ozone layer forming the outer fringe of our atmosphere. Thus our atmosphere along with its Ozone layer is a protective covering for us. Life possibly could not have existed without it. How meticulously, does our Lord sustain and protect us against this atmospheric destruction.
"And We have made the atmosphere a protective roof, yet do they turn away from the Signs which these things point to." (21:32)
Embryology
The Dutch naturalist Anthony van Leeuwenhoek (1632-1723) produced lenses powerful enough to prove that many tiny creatures are not spontaneously generated but are produced from eggs. The science of Embryology as we know it today did not discover many of the detailed aspects of human embryonic development until the 1970s, using powerful microscopes, ultra sound and fiber optics technology. See how the Quran described the stages of embryonic development.
"God fashioned man from a small quantity (of sperm)" (16:4) Fertilization takes place with only one sperm among several tens of million produced by man.
"Then We placed him as a drop in a place of rest" (23:13) Implantation of the blastocyst in the uterus.
"Then We made the drop into a leech like structure… " (23:14) This resemblance of the human embryo to a leech is an appropriate description of the human embryo from days 7-24, when it clings to the endometrium of the uterus.
"And He (God) gave you hearing and sight and feeling and understanding. " (32:9) The internal ears appear before the eyes, and the brain (the sight of understanding) differentiates last.
Dr. E. Marshall Johnson [2] Professor of Anatomy, concluded after studying verses from Quran: "The Quran describes not only the development of external form but emphasizes also the internal stages – the stages inside the embryo of its creation and development, emphasizing major events recognized by contemporary science… so I see nothing in conflict with the concept that divine intervention was involved…"
Gender Determination
The concept of "Gender Determination" as being described by geneticists, is one of the outstanding informations revealed to us in the Quran. This information is now a known fact, that sperms are the deciding factors in determining the type of gender (male or female) in the new embryo. This determination through the male sperm is due to the fact that sperms have an X and Y chromosomes, while the female ovum has only X Chromosomes (X, X). Through the Quran, The Almighty informs us that it is the male sperms that determine the type of gender for the new offspring:
"Does man think that he will be left uncontrolled (without purpose)? Was he not a drop of sperm emitted (in humble form)? Then did (God) make and fashion (him) in due proportion. And of him He made two sexes, male and female…" (75:36-40)
Existence of Pairs in All Creation
Before the dawn of the modern era, humans conceived that only animal life was divided into two genders, male and female. Then the discovery was made that this phenomenon was present in plants and vegetation too. We have found this reality existing in every creation, animate as well as inanimate, though in different forms. In electricity, these two genders can be classified as positive and negative. North and south pole describe it in magnetism, electron and proton in atoms, matter and antimatter etc. Even bacteria could be positive or negative, while the truth is, this creation is made of pairs. At the time the Holy Quran was being revealed in the 7th century C.E., we knew of pairing in animals and plants only, but the Quran describes the phenomenon in the most lucid manner:
"Hallowed is He, Who created pairs in all things, those that grow from the earth and of themselves, and what they know not." (36:36)
The Quranic statement:
"…And what they know not" is as true today, as it was when Holy Quran was revealed. Though we have discovered that every created thing exists in pair, we have yet to discover many things that exist.
We have expounded scientific marvels from the Holy Quran to convince sincere seekers of truth that it is the infallible Word of God. No mortal being can ever speak with such authority, finality, knowledge, perfection, and precision coupled with exotic beauties of expression, as does God in the Quran.
By realizing these Truths about the Quran and the religion of Islam revealed by our Creator and Sustainer, many modern scientists are turning towards it.
Dr. Keith Moore [3], Professor of Embryology, after analyzing the verses of the Quran for three years comments: "It has been a pleasure for me to help clarify statements in the Quran about Human Development. It is clear to me that these statements must have come to Muhammad from God or Allah because almost all of this knowledge was not discovered until many centuries later"
Dr. Maurice Bucaille [4], French Physician, after studying Quran and comparing it with modern science, addressed the French Academy of Medicine in 1976 proclaimed: "Our knowledge of these disciplines is such, that it is impossible to explain how a text produced at the time of the Quran could have contained ideas that have only been discovered in modern times".
Dr. Joe Leigh Simpson [5], Professor of Obstetrics and Gynecology, proclaims: "…These Hadiths (sayings of Muhammad) could not have been obtained on the basis of the scientific knowledge that was available at the time of the writer (7th century)…It follows that not only is there no conflict between genetics and religion (Islam) but in fact religion (Islam) may guide science by adding revelation to some of the traditional scientific approaches.. . There exist statements in the Quran shown centuries later to be valid which support knowledge in the Quran having been derived from God".
Dr. Tejatet Tejasen [6], Professor of Anatomy, attending the Eighth Saudi Medical Conference, stood up and likewise announced: "From my studies and what I have learnt at this conference, I believe that everything that has been recorded in the Quran 1400 years ago must be true. That can be proved the scientific way".
These men of knowledge, in their unbiased studies of the Quran, all proclaimed its truthfulness as a Revelation of Almighty God.
"Soon we will show them Our Signs in the (furthest) regions (of the earth) and in their own soul, until it becomes manifest to them that this is the Truth…" (41:53)
Guidance to humanity proclaimed in the Quran is complete and applicable to all societies and all times. Whether we are living in the Stone Age or the Space Age, riding in horse pulled carriages or flying in Space Shuttles, we haven't changed a bit. We still possess physical and emotional desires, we live in societies, interact with one another, establish social, political and economic systems; thus the relevant need for guidance by our Creator in all these spheres of our life. Islam is the only religion which is totally compatible with scientific facts and provides complete, explicit and clear guidance in all spheres of life.
The Quran was revealed in Arabic, but translation of its meaning are available in English and other languages for non-Arabs. Likewise Islam is not restricted to people of the east or Arabs, it is a universal religion revealed for all of mankind.
We invite all sincere humans to study Islam with an open mind. Don't blindly follow the whims and paganistic influences of the environment around us. God bestowed upon us this superb mind to seek and live the truth; for we all will be accountable on the Day of Judgment for our beliefs and deeds. Don't delay your salvation. Welcome to Islam!
References:
1) Dr. T.V.N. Persaud, Professor and Head of the Department of Anatomy, University of Manitoba, Canada, received in 1991 the most distinguished award presented in the field of Anatomy in Canada, the J.C.B. Grand Award.
2) Dr. E. Marshall Johnson, Professor and Chairman of the Department of Anatomy and Developmental Biology, and the Director of the Daniel Baugh Institute, Thomas Jefferson University, Philadelphia, USA
3) Dr. Keith Moore, Professor of Embryology, Department of Anatomy, Univ. of Toronto, Canada, recipient of numerous awards and honors, including in 1984, the J.C.B. Grand Award, which is the highest honor granted by the Canadian Association of Anatomists.
4) Dr. Maurice Bucaille, French Physician, Author of 'The Bible, the Quran and Science, Seghers, Paris, 1987.
5) Dr. Joe Leigh Simpson, Professor and Chairman of the Department of Obstetrics and Gynecology at the Baylor College of Medicine, Houston, Texas, and the President of the American Fertility Society.
6) Dr. Tejatet Tejasen, Professor and Head of Department of Anatomy, Faculty of Medicine, University of Chiang, Thailand
Suggested Readings
1. The Holy Quran Abdullah Yusuf Ali (trans.)
2. The Life of Muhammad By Hayykal
3. Towards Understanding Islam By Abul Ala Maududi
4. Jesus: A Prophet of Islam. By. M. Ataur Rahim
5. The Bible, The Quran and Science By Maurice Bucaille

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